Chiranjeevi Yojana is a health insurance scheme launched by the Government of Rajasthan in 2018. The scheme aims to provide health insurance coverage to all families below the poverty line, SECC categories, and NFSA. Beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana are also eligible to get the scheme.
The scheme provides a cover of up to Rs. 5 lahks per family per year. This includes coverage for hospitalization, surgery, diagnostics, and medicines. The scheme also covers pre-hospitalization expenses up to Rs. 5,000 and post-hospitalization expenses up to Rs. 2,500.
To be eligible for the scheme, families must meet the following criteria:
- They must be below the poverty line.
- They must be a member of an SECC category.
- They must be a beneficiary of the NFSA.
- They must not be covered by any other health insurance scheme.
The scheme is administered by the Rajasthan government. Beneficiaries can avail of the benefits of the scheme by visiting any government hospital or empanelled private hospital.
The scheme has been well-received by the people of Rajasthan. It has provided much-needed financial relief to families who would otherwise have been unable to afford hospitalization. The scheme has also helped to improve access to quality healthcare in the state.
How to Apply for Chiranjeevi Yojana
To apply for Chiranjeevi Yojana, you can visit the official website of the scheme or the website of the Rajasthan government. You can also apply through the Common Service Centres (CSCs) in the state.
The application process is simple. You will need to provide your name, address, Aadhaar number, and other details. You will also need to submit a copy of your Aadhaar card and a photograph.
Once your application is approved, you will be issued a health card. This card will be your proof of eligibility for the scheme.
Benefits of Chiranjeevi Yojana
The following are some of the benefits of Chiranjeevi Yojana:
- It provides financial assistance for hospitalization.
- It covers a wide range of expenses, including hospitalization, surgery, diagnostics, and medicines.
- It is a cashless scheme, which means that you do not have to pay any upfront costs.
- It is a state-wide scheme, which means that you can avail of the benefits of the scheme anywhere in the state.
How to Claim Benefits under Chiranjeevi Yojana
If you need to claim benefits under Chiranjeevi Yojana, you can do so by visiting any government hospital or empanelled private hospital. You will need to submit your health card and the necessary documents.
The hospital will then file a claim on your behalf. The claim will be processed by the insurance company, and the benefits will be credited to your account within a few days.
Conclusion
Chiranjeevi Yojana is a valuable health insurance scheme that provides much-needed financial relief to families who would otherwise have been unable to afford hospitalization. The scheme has been well-received by the people of Rajasthan, and it has helped to improve access to quality healthcare in the state.
If you are eligible for the scheme, I encourage you to apply. It could provide you with the financial assistance you need in the event of a hospitalization.